Your health and the bottom line. The oldest living person recently turned 116! That could be your someday. Thanks to modern medicine, people are living longer than ever. But you have to take care of your body – and your bank account.
What’s the link between your body and the bank?
If your health isn’t first-rate, you’ll overspend on doctors, medications and other care. Plus, you’ll lose money because you’ll miss work. If you can’t manage your finances, you’ll get stressed out, which can lead to physical problems like headaches and stomachaches. What can you do now to protect your future?
Adopt these five important habits. Your body- and your wallet – will thank you.
Eat the rainbow! A diet that includes a variety of fruits and veggies along with lean proteins, healthy fats and carbohydrates. Cooking at home is healthier and less expensive than eating out. The average American family spends $2,787 a year at restaurants. And a vegetarian diet could save and average of $750 per person per year on groceries. Some families economize with Meatless Mondays. Not eating meat one day a week can save $106 a year per person.
Track dollars and food intake
Awareness is key to spending less, eating better, and exercising more. Keep a written record of each purchase you make. This will force you to think before you spend. Eating works similarly. Make a note of how many times a day you indulge in an unhealthy snack. I don’t recommend counting calories but tracking the food you eat will make you more mindful! It will inspire you to that less often. Being overweight is not just bad for your budget but also for your health. People who are overweight pay more for insurance and health care, and often earn less money.
Get on your feet
Sitting for long periods is terrible for your physical health. Make sure you get at least an hour of physical activity each day: playing outside, practicing a sport, or walking, which
doesn’t cost a thing.
Smoking can lead to heart disease, cancer, and strokes, and can shorten your life. But it’s also really bad for financials. Cigarettes cost an average of $5.51 a pack; plus, smokers pay more for life insurance, health insurance, auto insurance, and homeowner’s insurance. If you never smoke, you could avoid paying an estimated $20,000 in smoking related medical bills over the course of your lifetime.
Getting the right amount of shut-eye helps your body, brain, and wallet. Proper sleep leads to a stronger immune system and a sharper mind. Lack of sleep leads to a loss of productivity at school and later at work – that won’t help you succeed!